insurance to know at a glance

In this life we live is full of risks to both the unexpected and unpredictable, sometimes in the future is filled with natural disasters and many casualties, both fatalities and victims of property, this is the need to think that the insurance option become a way out.
Given in accordance with the primary function of insurance as a mechanism to transfer risk, which transfer risk from one party (the insured) to another party (the insurer). The transfer is by no means eliminate the risk of misfortune, but the insurer provides financial security and peace for the insured, as imbalanya, the insured pays a premium in a very small amount compared to the potential losses that may be sustained ..
while the insurance policy is a contract that is a legitimate perjanjianyang between the insurer with the insured, whereby the insurance company was willing to bear some losses that may arise in the future with a certain payment from the insurer